Are you renting your first apartment? Finding a new apartment can be frustrating, whether you’re ending your four-year run in a dorm or finding a rental space post-breakup or divorce. However, the process does not have to be too time-consuming or difficult. Use our handy first apartment checklist when you’re moving into your new apartment.
1. Choose Your Budget
Setting a budget for your first apartment requires careful planning to strike a balance between affordability and comfort. Start by calculating your monthly income and following the 30% rule, which suggests allocating no more than 30% of your earnings to rent. Factor in additional expenses such as utilities, renter’s insurance, internet, and groceries to get a complete picture of your cost of living.
Remember to budget for security deposits, moving costs, self-storage fees, and furniture expenses. These will be unavoidable up-front costs for moving day. If you find yourself needing to save more and spend less, consider having a roommate.
Using a budgeting app can help you track expenses and ensure you stay within your financial limits. Experts from Nerdwallet recommend YNAB, Goodbudget, and PocketGuard as top budgeting apps for 2025.
2. Select a Neighborhood
Choosing the right neighborhood for your first apartment is as important as selecting the unit. Start by researching safety ratings, crime rates, and local amenities like grocery stores, public transportation, and healthcare facilities. Consider other amenities you may want to live near: a gym, shopping center, pickleball court – what stores and entertainment options match your lifestyle?
Other considerations for the neighborhood include commute time to work, access to major highways, reliable public transit, and parking options.
The cost of living, as well as rent, can vary significantly between neighborhoods. A quick Google search and comparison of home prices on Zillow can give you insight into the affordability of an area (even if you’re not buying a home!). Also, compare unit prices on an aggregator like Apartments.com.
You should also visit the areas at different times of the day. This will give you a better idea of traffic patterns, noise, and the direction sunlight will hit the apartment building (key if you work from home and take Zoom calls from your desk!).
3. Determine Your Must-Have Amenities
Apartment complexes vary in what features they offer. Write a list of your must-haves, which may include an on-site gym, pool, clubhouse, business center, or dog park. This list will help you narrow down potential options during the research phase.
4. Figure Out Parking
If you do not rely on mass transit, walking, or biking, another major consideration will be your parking needs. Before researching, answer the following questions:
Do you need a garage?
Do you need one or two outdoor parking spaces?
Are you OK with street parking? Or do you want private parking in a parking lot or driveway?
Do you prefer gated parking or a parking ramp with an access code?
5. Begin Researching
Researching your first apartment online can save time and help you find the best options within your budget. You can start by using apartment listing websites.
Filter your search by price, location, and amenities. Look for features like in-unit laundry, the number of bedrooms, parking, or if pets are allowed. Consider lease terms such as month-to-month or 12-month leases. Check the security deposit amount and the utilities included. This will help you narrow down your options.
Read reviews from current and past tenants to learn about maintenance responsiveness, noise levels, and landlord reliability. Google and Apartments.com are a treasure trove for reviews.
6. Go On an Apartment Tour
Before signing your lease, you can schedule an apartment tour (either in-person or virtual).
When touring an apartment, you should ask the leasing agent:
What is the monthly cost, and what are the additional fees?
What utilities are included in the monthly rent fee?
Are there any current move-in promotions or discounts?
What is the typical annual rent increase?
Where are the laundry facilities? (in-unit, shared on-site, or off-site)
Is the apartment pet-friendly?
What is the maintenance policy, and how do you submit a maintenance request?
What is the policy on breaking a lease early?
Are there smoking and non-smoking units?
What parking is available? Where is guest parking?
During an apartment tour, you should also look for signs of property damage. Keep an eye on:
Walls & Ceilings: Cracks, stains, peeling paint, and any signs of water damage
Floor & Rugs: Stains, damage, creaky floorboard, and pet odors
Doors & Windows: All should open easily. Any exterior doors should have proper locks
Garage Door: It should open easily and come with a remote
Lighting & Outlets: Switches should turn lights on/off, and outlets should work. Take a phone charger along with you if you’d like to test out the outlets.
Appliances: Open the appliances to make sure they’re clean and in working order.
Signs of Mold and pests
Noise Level of the building
Trash and recycling dumpsters and proximity to the unit you may be renting
Additional security features around the property, such as a gated entrance or security cameras
7. Apply for a Lease
Before renting, you will most likely need to go through an application process. Many apartment complexes require a valid photo ID, proof of employment, and/or monthly income (possibly pay stubs from multiple pay periods), and proof of renter’s insurance. A non-refundable application fee may also be required.
The management company may also perform a credit check when completing your rental application. A credit score may not fully decide if you qualify, but it's a good idea to check your credit report when you start looking for places!
If you plan to park a car on their property, the apartment management may require vehicle information, including your license plate number and registration.
8. Purchase Renters' Insurance
Is it worth getting renters’ insurance? 100%. As mentioned above, most apartments require proof of renters’ insurance before or during the lease application process.
It’s important to discuss coverage minimums with your landlord, too. Some landlords mandate minimums, such as $20,000 in personal property coverage and $100,000 in liability coverage.
Personal property coverage is essential for you, the renter, as it will protect your possessions from theft, fire, and other natural disasters. Renters' insurance will also significantly reduce the cost of replacing your belongings in these situations.
9. Do an Apartment Inspection Walkthrough
While you may have already inspected the unit during your initial apartment tour, it’s best to check it out again carefully. Identify any damage, maintenance issues, or missing amenities and document them. If anything is broken, stained, or not functioning correctly, take photos or videos and report the problem to the landlord or property manager immediately.
Many apartment complexes ask you to complete a walkthrough checklist before you move in. This formal process will help ensure that you’re not liable for any pre-existing damages and prompt the management team to complete repairs before your move-in date.
10. Read & Sign Your Lease Agreement
Before you sign your lease agreement, read each clause carefully. Make sure you understand your rights and responsibilities as a tenant.
Pay attention to key details such as:
The terms of the lease
Rent due date
Fees for early termination or late payment
Cleaning requirements when you move out
Other policies, such as smoking, guest hours, or using a grill
If your new landlord made any verbal commitments during the walkthrough, ensure you include them in the lease. Lastly, keep a copy of the signed lease for future reference. If the lease is digital, keeping a printed copy on hand is best.
11. Set Up Your Utilities
Ask your new landlord which utilities you need to set up. This includes electric, gas, water, internet, and trash collection.
To get ahead of things, contact the providers early for any service for which you are responsible. Schedule the service activation and have the meters read. Ensure you keep track of your account details and set up your payments.
12. Deep Clean Your Apartment
Before settling into your first apartment, a deep clean ensures a fresh and comfortable start. You can get your cleaning supplies and begin by wiping down all surfaces.
Thoroughly scrub the kitchen and bathroom, paying special attention to appliances, sinks, and floors. Disinfect high-touch areas like doorknobs, light switches, and handles. Vacuum and mop all floors, and consider steam-cleaning carpets if needed.
Before settling into your first apartment, a deep clean ensures a fresh and comfortable start. You can get your cleaning supplies and begin by wiping down all surfaces. Some basic cleaning supplies to bring with you?
Broom and dustpan
Vacuum
Trash bags
Paper towels and cleaning cloths
All-purpose cleaner and window/mirror cleaner
Trash can
Thoroughly scrub the kitchen and bathroom, paying special attention to appliances, sinks, and floors. Disinfect high-touch areas like doorknobs, light switches, and handles. Vacuum and mop all floors, and consider steam cleaning carpets if necessary.
When performing your deep clean, we also recommend having a tool kit on hand. While your landlord should have performed routine maintenance ahead of time, you may need to tighten doorknobs or loose cabinet handles. Having a screwdriver may be quicker than calling the facilities team.
13. Create a New Home Purchase List
If it’s your first time renting, chances are, you may need to make some purchases! Here are some top apartment essentials to add to your first apartment checklist:
Kitchen: While your kitchen doesn’t need to be fully stocked, there are some everyday items you’ll need on hand. Our checklist includes: small kitchen appliances (including a coffee maker and toaster), cutting board, chef’s knife, can opener, measuring cups, drying rack, baking sheet, mixing bowls, dish towels, and cooking utensils.
Bathroom: In addition to your toiletries, you may need washcloths, bath towels, hand soap, and a bath mat. Don’t forget your toilet, too! Stock up on toilet paper, a plunger, and a toilet brush.
Bedroom: Kick off life in your new place with fresh bed sheets, pillowcases, and maybe some throw pillows! You may need to purchase furniture, too, so consider adding a bed frame, mattress, and nightstands to your list.
During the chaos of moving, it’s easy to forget some of the other daily essentials. Add these items to your shopping list so you won’t be scrambling for them later:
First Aid Kit, stocked with bandages, antibiotic ointment, and pain relievers
Soap for each bathroom sink and dish soap for your kitchen
Extension cords
An ironing board and iron, or alternatively, a steamer (we love Amazon’s inexpensive hand steamer options - great for home and travel)
Light bulbs and batteries
Laundry essentials, including laundry detergent, fabric softener, and a laundry hamper
14. Determine Additional Storage Needs
Using self-storage when moving into your first apartment can help streamline the transition and organize your space. A household storage unit, particularly a 10x10, is excellent for keeping seasonal items, extra furniture, or things that don’t fit in your new apartment.
If you're looking for more space and need self-storage, look no further than Storage Star! With self storage near you in numerous states, you are sure to find the storage you need - so rent online today!
